This is data that is collected in connection with the conclusion or processing of a contract. Insured-person data concerns data from information on employment conditions with an affiliated employer or other income data (e.g. entry date, degree of employment and salary component), in connection with the admission of insured persons to the pension fund (e.g. information on the previous pension fund or portable benefits institution), information on modifications (e.g. divorce, purchases), information in connection with the processing of claims to pension benefits (e.g. notification of the occurrence of the claim to pension benefits, reason for the occurrence of the claim to pension benefits such as age, death or disability and the event date, details in connection with the review of the claim to pension benefits), information about other benefit cases (e.g. withdrawal, divorce, advance withdrawal to finance home ownership), as well as information on your family situation (e.g. marital status, beneficiaries).
We also collect sensitive personal data, such as health data within the scope of a health examination upon admission to the pension fund or the review of risk benefits (e.g. information on the state of health and on previous accidents or illnesses, as well as information from relevant physicians), insofar as we require this information for the processing of the insurance relationship.
Insured-person data also includes financial data, i.e. information relating to payments and bank account details and to the enforcement of receivables, as well as information on income from employment, pensions and, occasionally, payment behaviour (i.e. information relating to payment demands and collection of receivables).
We generally collect data related to contracts and insured-person data directly from you, from contracting parties and from third parties involved in the processing of the insurance relationship (e.g. employers, other social insurance institutions or pension funds, physicians, authorities, courts), but also from third-party sources (e.g. the Central Compensation Office [CCO]), from persons in your environment (e.g. family members, legal representatives) and from publicly accessible registers (e.g. Register of Criminal Convictions when admitting new members to the supreme governing body). In doing so, we collect this data, and in some cases health data, for example from other pension funds and social insurance providers (e.g. previous insurers, regarding previous pension relationships), medical treatment providers and experts, external lawyers or credit reference agencies. If you enter into a pension relationship with us, you thereby release these offices from any duty of confidentiality. If necessary, we will obtain separate consent from you (e.g. as part of the health examination upon entry).
Data on the occurrence of a risk event primarily includes information on the specific risk event of death or disability, for example death certificate, clarifications and coordination of benefits. For this purpose, we work with third parties, for example other social insurance providers, experts or external claims adjusters in Switzerland and abroad, from whom we also receive data. In the event of a risk, we also process sensitive personal data (e.g. health data or, in some cases, data on criminal proceedings). Based on your declaration of release from confidentiality, we obtain relevant information from service providers (e.g. Federal Disability Insurance, daily sickness allowance insurance, physicians, psychologists, persons who provide services on the orders of or on behalf of a physician, laboratories, hospitals, facilities for [partially] inpatient or outpatient care, nursing homes). In order to clarify entitlement to benefits, for example in the event of recourse, we may also receive and process information on the risk event from other private and social insurance providers or other third parties involved.
