Comparison of mortgages in Switzerland.

Q: Which term should I choose?

Choosing the term depends on your long-term financial planning. As a general rule, the following applies: the shorter, the cheaper and the longer, the more certainty in planning. Our experts will help you find the right term for your personal requirements.

Live in your dream property without breaking the bank: we compare mortgage offers from over 100 banks, insurance companies and pension funds and find the best conditions for you. You will receive comprehensive, independent advice on your initial mortgage or an extension of your mortgage’s term.

The current most attractive mortgage interest rates.

Saron mortgage from*

0.65%

Fixed-rate 10 years from

1.36%

Fixed-rate 5 years from

1.02%

* The value shown here for a SARON mortgage is made up of the current SARON (Swiss Average Rate Overnight) and the individual margin of the mortgage lender. Generally speaking, the interest rates shown are the best conditions currently available. Your personal interest rate may differ based on the loan-to-value ratio, affordability, mortgage volume and location of the property.

Comparison of current mortgage interest rates.

MoneyPark compares mortgage offers from over 100 banks, insurance companies and pension funds against your financial requirements. You will receive the most attractive offers for your desired term from our extensive comparison and choose the right lender for you. The following market overview give you an initial indication of current mortgage interest rates from various lenders, albeit without taking your personal financial circumstances into account. Choose the mortgage product you want and see indicative offers from your chosen lenders at the click of a button. Our advisors would be happy to help you choose the right mortgage product.

Why is comparing mortgages worthwhile?

Interest payments on mortgages often take up a significant portion of household budgets. Comparing mortgages enables you to find the right mortgage at an attractive rate. Our clients save CHF 3,000 per year on average by comparing other mortgages against their initial deal.

CHF 800'000 mortgage with 10-year fixed rate	Interest rate	Interest rate per year
MoneyPark interest rate*	1.36%	CHF 10'880
Indicative interest rate	1.82%	CHF 14'577
Annual savings with MoneyPark		CHF 3'697

Contact & Consultation. Find the right mortgage now.

MoneyPark will help you find the right mortgage with independent, personal advice. We take into account attractive conditions, as well as your pension and tax situation.

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Your questions. Our answers.

Which type of mortgage is the most suitable for your situation?

Whether or not a mortgage is right for you depends on your current and future financial situation. Simply put, a fixed-rate mortgage offers certainty in financial planning, while interest on a SARON mortgage is tied to the market. We will help you find the best individual financing solution for you.

Which term should I choose?

Should I split my mortgage into several tranches?

There is only a small number of cases where dividing a mortgage into several tranches makes sense. An example of such a case is if you want to pay back an amount after a certain period of time because you are expecting to receive an (early) inheritance. You will then be able to pay the first tranche after five years for example, with the second tranche taking another five years. However, if it is possible to plan this, an amortisation schedule of this kind can also be set in advance in the credit agreement. It might also make sense to combine a fixed-rate mortgage and a SARON mortgage to mitigate interest risks. In general however, staggering a fixed-rate mortgage into tranches should be advised against, because doing so will make you dependent on the financing institution and deprive you of the option of switching lenders when a tranche comes up to term.

Comparison of mortgages in Switzerland.

Comprehensive comparison of mortgages

Big savings

Independent advice