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Current mortgage interest rates in Switzerland.

Q: Which term should I choose?

Choosing the term depends on your long-term financial planning. As a general rule, the following applies: the shorter, the cheaper and the longer, the more certainty in planning. Our experts will help you find the right term for your personal requirements.

MoneyPark offers an independent and transparent overview of the current mortgage interest rates in Switzerland. Compare the current interest rates for fixed-rate, SARON or variable-rate mortgages available from over 100 financing partners, including banks, insurance companies and pension funds.

Our best mortgage interest rates in Switzerland.

At MoneyPark, we help you find the perfect mortgage solution for your needs. Take advantage of these current interest rates for fixed, SARON and variable mortgages now.

Contact & Consultation. Find the right mortgage now.

MoneyPark will help you find the right mortgage with independent, personal advice. We take into account attractive conditions, as well as your pension and tax situation.

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Your questions. Our answers.

What trends can be discerned in interest rates in Switzerland?

Trends in interest rates in Switzerland have changed drastically in recent times. After a period of almost eight years with historically unprecedented negative interest rates, interest rates rose sharply in early 2022. Since mid-2023, there have been signs of normalisation to a lower level. Last year saw a further significant reduction with three cuts to the base rate.

Which type of mortgage is the most suitable for your situation?

Whether or not a mortgage is right for you depends on your current and future financial situation. Simply put, a fixed-rate mortgage offers certainty in financial planning, while interest on a SARON mortgage is tied to the market. We will help you find the best individual financing solution for you.